Do you know one bad thing about having parents that spoil you your whole life? The lack of credit you build up. My parents paid for everything and I mean everything. The thought of ever taking out a loan was foreign to me. They bought my first, second, and now current car for me. They paid for my education and apartment while I was in college. Some people would probably call me spoiled. Now that I am a little older I have decided to finally break free from their money tree. I want to get my first credit card to serve as a foundation of building my credit up. I have read that is a good way to start. I am sort of nervous about what limit I will be approved for. I don't even know what the best credit cards are. I would like something like $10,000 but it will probably be more like $1,000. That is going to be embarrassing but nobody will know about it.